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Gary H. Baker, P.A.

Attorney and Counselor at Law

Representing Consumer Debtors in Bankruptcy, Foreclosure and Collections

Call Today for your Free Consultation
(727) 793-0066

(Chapter 7 & Chapter 13)
Foreclosure Defense
Collection Lawsuits

News and Information


November 2013

Median Income numbers have been updated. The new annual income figures will be used for Bankruptcy Means Testing in all bankruptcy cases filed after November 15, 2013

July 2013

The Florida mortgage foreclosure laws have been amended effective July 1, 2013.  Click here for more information on the July 1, 2013 changes to the Florida foreclosure procedure.

March 2013

Median Income numbers have been updated. The new annual income figures will be used for Bankruptcy Means Testing in all bankruptcy cases filed after April 1, 2013.

October 2012

Median Income numbers have been updated. The new annual income figures will be used for Bankruptcy Means Testing in all bankruptcy cases filed after November 1, 2012.

May 2012

Lien Strip in Chapter 7 Bankruptcy          
Debtors Can Strip 2nd Mortgage in Chapter 7.  New 11th Circuit Court of Appeals decision.
Bank of America Principal

Bank of America releases details on their Principal Reduction Program

April 2012
IRS Median Income Changes

The IRS National Standards and Median Income Numbers have been updated. These figures are used in Bankruptcy Means Testing. The U.S. Trustee's Office will begin using these new numbers for bankruptcy filings on or after May 1, 2012.
U.S. Trustee Website

Named to the 2010 Tampa Bay Magazine
Top Lawyers List
for top Bankruptcy Attorneys.

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Mortgage Modification
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The law firm of Gary H. Baker, P.A. is a full-service law firm which represents clients in a number of practice areas including Bankruptcy, Foreclosure Defense and Collection Lawsuits.

We take pride in the personal service that we provide our clients, and we would welcome the
opportunity to meet with you to discuss your financial situation.  So, review our site to find our more about us, and then call us today at (727) 793-0066 to set up a free consultation with a bankruptcy attorney to discuss your options, Bankruptcy-Chapter 7 or 13; Foreclosure Defense; or your Credit Card and/or Collection Lawsuits.

Facing a foreclosure on your home?  Mounting credit card debt?  Car repossession?  Wondering what options you have?  Maybe you have decided to file for bankruptcy protection, but you need an experienced bankruptcy attorney to help you with the next step.  Whatever your situation, we encourage you to call today to schedule a free consultation (727) 793-0066.  Let Gary H. Baker put his more than 35 years of experience to work for you.

On our website we have included information about bankruptcy (Chapter 7 and Chapter 13), foreclosure defense, credit card debt, collection lawsuits and mortgage modification.  However, every situation is different and there is nothing that can replace a face-to-face consultation with a lawyer to discuss your personal financial problems and goals.  We welcome the opportunity to meet with you and discuss your individual situation.  Call us today or simply use the form above to request a free consultation.


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Gary H. Baker, P.A.
Attorney and Counselor at Law
2963 Gulf to Bay Blvd, Suite 100
Clearwater, Florida 33759

Call us today to schedule your free attorney consultation.
(727) 793-0066
or send us an e-mail:

Clearwater Office                                  New Port Richey Office                    
2963 Gulf to Bay Blvd, Suite 100               2154 Seven Springs Blvd.                            
Clearwater, Florida 33759                         New Port Richey, Florida 34655                
(727)  793-0066                                        (727) 376-3180                                           

We are a Bankruptcy Attorney who files Bankruptcies in the Middle District of Florida Bankruptcy Court. From our offices in Clearwater (Headquarters) and New Port Richey Florida we serve clients throughout the Tampa Bay area including:

Pinellas County - Clearwater, St. Petersburg, Largo, Pinellas Park, Safety Harbor, Dunedin, Palm Harbor, Tarpon Springs; Pasco County - New Port Richey, Trinity, Port Richey, Holiday, Hudson, Zephyrhills, Dade City; Hillsborough County - Tampa, South Tampa, Carrollwood, Odessa, Lutz, Land O Lakes, Plant City, Riverview; as well as clients in Polk, Hernando and Manatee counties.

We are a debt relief agency. We help people file for bankruptcy
under the United States Bankruptcy Code.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.